Underwriting Services

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A Relationship You Can Depend On!

Underwriting will work with you to fairly and rapidly underwrite and quote your account. Upon becoming a member of the Fund, Underwriting will answer your questions regarding executive salary caps, the development of your experience mod, and questions regarding class codes. We are a phone call or email away. Because our office is located in Montgomery, we are available to meet with you at your office or facility.

underwriting services

At HWCF, our underwriters pride themselves in using fair and well-established underwriting guidelines to ensure the stability of the Fund.

Our underwriting representatives are available to assist Fund members with any inquiries regarding payroll reporting, payroll premium audits, invoicing or other billing questions. HWCF offers competitive discounts, optional payment plans, and returns on excess funds and investments through dividends to participating members.

If you are a healthcare related entity searching for a workers' compensation provider or would like to learn more about HWCF, please contact us. We will be happy to answer any questions you may have as well as provide a quote if you are eligible for Fund membership.

Alabama Based Healthcare Entities Eligible for Membership:
  • Hospitals
  • Physician Offices
  • Hospice Programs
  • Medical Clinics
  • Dentist Offices
  • Medical Supply Companies/DME Providers
  • Medical Management Companies
  • Pharmacies/PBMs
  • Independent Medical Labs
  • Ambulance Services
  • Many other healthcare related businesses